Lynn lay back on the lounge chair and warmed herself in the glaring Florida sunshine. It was a hot day along the gulf coast, so she decided to take the day off and hang out at home, where she could spend the day lying by the pool, reading and drinking lemonade.

She set her book on the small table beside her and yawned. Her boyfriend, Tom, was out of town, so there wasn’t going to be much for her to do tonight. Maybe she would rent a movie or something. It would pass the time, but it would be a hell of a lot more dull than having Tom around.

While Lynn looked up at the clouds and wondered what she was going to do, the phone rang. She picked up the cordless phone beside her and answered it. “Hello?”

“Hi, baby,” came a deep voice.

“Tom,” she smiled. “How’s it going?”

“Pretty rainy here in Seattle,” he replied. “How you doing?”

“Okay,” Lynn said. “What’s up?”

“Just calling to say hello and I miss you.”

She glanced at her watch. She calculated the time difference between Seattle and Tampa. “It’s only six in the morning there. How long you been up?”

“Too long,” Tom sighed. “Been thinking about you since three AM.”

“Really?” Lynn laughed. “Only good thoughts, I hope?”

“Mmmm, very good. What are you wearing right now, baby?”

Lynn looked down at her toned body. “Right now? My black lycra thong bikini.”

“You mean the one I bought you in the Bahamas last year?”

Lynn could hear Tom getting excited. “That’s the one. Why?”

“Just trying to get a better picture of you in my mind,” he said. “What are you doing right now? I want details.”

Now Lynn was getting the idea. She and Tom had never tried phone sex before, but this was intriguing. “Just laying here by the pool, soaking up a few rays.”

“You got your sunglasses on, right?”

“Yep.”

“Okay, how are you wearing your hair?”

Lynn touched her blond hair. It was tied up in a bun to keep the long

strands from blocking the sun. She told him about her hair.

“That sounds good,” Tom said. “Now how about the rest of you? You’re wearing plenty of suntan oil, right?”

Lynn touched her warm, tanned belly which glistened in the sunlight from the oil. “Yeah, lots of it. The sun is really intense here.”

“Mmmm, that’s good,” Tom said. “I can’t tell you how much I miss you, baby. I wish I was there.” “That makes two of us,” Lynn replied. “And what, may I ask, are you wearing?”

“Just my blue spandex biking shorts. I slept in them last night because I was thinking of you.”

Lynn’s heart started racing. She could imagine her 28-year-old man lying there in a hotel bed, muscles rippling, wearing only his tight spandex. She loved younger men, and at 40 she still had the body to attract them. “I suppose you’re pretty turned on.”

Tom’s deep breath came through the phone. “Always, when I think of you, baby.” Lynn heard him take another deep breath.

“Will you do something for me?” he asked.

“That depends,” Lynn answered with a sexy laugh.

“Put your hand on one of your breasts,” Tom said.

Lynn held the phone in her left hand and brought her right hand up to her bikini top. She could tell by the feel of the lycra that her nipple was already standing up. “Okay, now what?”

“Are your nipples hard?”

“Yes.”

“Rub them for me. Tell me how they feel.”

Lynn drew tiny circles around one nipple and then the other through the black lycra top. She really was getting turned on now. “Oh, Tom, they feel so good. My bikini is so tight. And my breasts are covered with suntan oil. Oh, I wish you were here.”

“Ooooh, that’s great, baby,” Tom panted into the phone. “Touch those tits for me. Untie your top and cup them the way I do.”

Lynn untied the neck of her bikini and folded the top down over her abs, exposing her 34D bust. The breasts were tight from hours of weight lifting and were now oily and sweaty from sunbathing. She closed her eyes and cupped the underside of her right breast softly with her right hand. In her mind’s eye, it was Tom, standing over her, cupping and licking that breast as he always did. “Oh, Tom” Lynn breathed into the phone, “it feels sooo good.”

“Mmmm, that’s right, baby, it feels good to me too. Is this making you wet?”

Lynn reached down to her crotch and cupped her mound. Through the spandex bikini thong she could feel the wetness of her sex. She trembled at the touch of her fingertip on her clit. “Oh, yes, yessss...Tom, I really need you bad.”

“If you have suntan oil there, pour some on your pussy, but keep the thong on.”

Lynn did as he told her. Her bikini bottom was drenched with crystal clear oil.

“Okay,” she said.

“Now rub yourself down there. Use one finger. Imagine it’s me.”

Lynn started rubbing her clit in a circle. The tight lycra and the slippery oil were the hottest aphrodisiac she had ever felt. Her body began to tremble as she rubbed herself and as Tom’s voice drove her crazy.

“Yes, Lynn, it’s me...rubbing you...licking you...driving your sweet pussy crazy...don’t stop, baby...just keep going...”

Lynn began to convulse with the first signs of orgasm. “Oh...Tom...yessss...” She pulled the thong aside and found her opening. One finger slid into her wet pussy and she almost screamed with ecstasy. She slid the finger back and forth and imagined it was Tom’s cock. “Oh, Tom, I can feel you inside me...oh...yes...so good...uh...uhh...”

“Yes, baby, it’s me and I’m fucking you...in and out...in and out...just like that...are you ready to cum?”

Lynn’s face contorted with erotic pain. “Oh, Tom, I can’t help myself...I’m ready.”

“Then cum for me, baby...now...now!”

Lynn’s body jerked and bucked with a wrenching orgasm. She moaned into the phone and thought she heard Tom moaning back to her. Behind her closed eyes she saw only a white haze from the orgasm that burned through her. She grabbed her thong and pulled the lycra tight between her lips, using the sexy material to stimulate her clit.

“Ohhhhhh...ohhhhhhhh...Tom, ohhhhhhh...”

Finally Lynn’s ecstasy subsided and she could breath normally again.

“Was that fun, baby?” Tom asked.

“Did it sound like fun to you?” she replied.

“Sure did.”

“Good. Now, my love, what about you?”